Healthcare Reform

I am only going to make this short, as there is so many sites and others writing about this, it is easier and more efficient to post links and give an overview than to regurgitate all of the information. Mostly, I am going to push my opinion: the Affordable Care Act is a good thing. Here is why: It allows every citizen to be covered by health insurance, it stimulates economic growth by requiring private industry coverage, it makes it possible for people with little income to not have to forego healthcare because of economic hardship, like someone with Cancer or another devastating disease foregoing healthcare in order to pay rent or something like that, and it does something else that is very, very important; it makes us all financially invested in each others health. My tax dollars go toward healthcare, so everyone should take better care of themselves. In my opinion, it is not coincidental that the Farmer’s Assurance Provision (monsanto protection act – colloquially) is on the same budget that funds the Affordable Care Act. Keeping large corporate farms from being held legally liable for the things they are able to legally own, like DNA, while every citizen becomes financially invested in health is an interesting play. To my eyes it would mean that any large organization that engages in practices and/or business that harms the collective health, or has the distinct potential to do so now has a direct financial reasoning to be legally pursued: the public interest. If money is equivalent to speech, then every citizen speaks with their taxes and premiums that they most definitely want the health of the public to never be infringed upon by anyone, private or public. The ACA gives a fiduciary reasoning for legal action collectively. Also, it does invade a little bit of privacy, even though the coverage is privately provided, YOUR health is almost literally MY business. That has implications also.

For private industry, especially the fitness industry, it means a plethora of business opportunity. Healthy living is now federally supported, and it is supported by monthly premiums that people pay, and yearly taxes. If you don’t understand what that means, perhaps you may take this advice, and the insurance companies also: personal trainers, especially the people who are nationally or at least widely known, get your brokers license. Maybe as time goes on, the insurance companies will provide a specific license just for health insurance, but just think about getting a commission on every member who makes a commitment and sign up with you. That is only the beginning of what could be a beautiful partnership between insurance, and fitness, not just hospitals and doctors. Preventative and maintenance health will be a massive subsidiary to this reform. In 2015, when businesses must provide coverage, partnering with small business will be an excellent way to garner loyal following, as well as stable customer base, all while decreasing the overall public cost. It is a profitable business model, and one i believe, and hope, will be adopted in the next few years, the first people who can get it done, and get it done right will enjoy quite a head start.

That wraps up my short post, mostly an opinion piece, so here are some links for the facts:

League of Women Voters: http://leaguelafayette.org/files/aca_mythsfacts120820.pdf

FactCheck.org: http://www.factcheck.org/2013/09/obamacare-myths/

Veterans Administration: http://www.va.gov/health/aca/Fact-Sheet.asp

AARP: http://www.aarp.org/health/health-care-reform/health_reform_factsheets/

Health and Human Services website, lots of related pages and posts here: http://www.hhs.gov/healthcare/facts/bystate/statebystate.html

HHS with a state by state view: http://www.hhs.gov/healthcare/facts/bystate/statebystate.html

an Obamacare site that is quite level-headed about the whole thing: http://obamacarefacts.com/obamacare-myths.php